Mortgage Soft Pull Credit Reports

Soft Pull PreQual Mortgage Credit Reports is a prequalification tool that turns customers into borrowers faster! Soft Pull PreQual Mortgage Credit Reports helps you qualify more consumers with soft inquiry credit reports and without the need for disclosures. You can even put the Soft Pull PreQual Mortgage Credit Report solution on your website!

• Scores will not be affected by credit pull
• Mortgage FICO Scores Included
• Full Credit Report Data (3 Bureaus)
• Low Cost Soft Pulls
• Save on Initial Credit Costs
• Rapid Rescores
• Eliminates Trigger lead notifications

Consumers do the majority of their research online instead of face-to-face. The goal is to turn their research into a prequalified customer!

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Soft Pull Credit Reports for Small Business

Soft Pull Credit Reports for Business: Soft Pull Credit Reports allowing you to make better decisions and mitigate risk.

Industries Served
• Commercial Lending
• Auto Dealers
• Medical and Dental Professionals
• Equipment Leasing
• Solar Energy
• Self-Storage
• Propane Gas Companies
• Small Business
• Real Estate Brokers

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Trusted Credit Reports.

FICO Scores Included

Hard vs. Soft Inquiries on Credit Reports

There are two types of inquiries—hard and soft.

A hard inquiry occurs when a lender with whom you've applied for credit reviews your credit report as part of their decision-making process. This type of inquiry appears on your credit report and can influence your credit scores.
A soft inquiry occurs in cases where you check your own credit or when a lender or credit card company checks your credit to pre-approve you for an offer. Soft inquiries do not appear on your credit report and do not impact your credit scores.

How do Hard vs Soft Credit Reports Effect Credit Scores.

Soft inquiries are only shown to the customer on their personal credit report and don't affect credit scores in any way. Soft inquiries occur when individuals request their own credit report, when they receive a pre-screened or pre-approved credit card offer or insurance quote, when a lender with whom they already do business does an account review, or for employment verification and background checks.
Hard inquiries occur when a customer applies for credit or other goods or services . By applying, they authorize someone else, such as a lender or credit card issuer, to review their credit report. The most common hard inquiries occur when applying for a mortgage, auto loan, student loan, personal or business loan, or a credit card. According to FICO, a hard inquiry will typically only result in a 5-10 point drop in your credit scores.

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Credit Reports

Soft Pull Credit Report Tips - Ideas for Generating and Approving More Customers

1. Place "Get Pre-Qualified " Buttons on Your Website

A common mistake is companies who have a soft pull credit report tool on their website but are not directing their visitors to the soft pull credit report form. Maximize the benefits of your soft pull credit report tool. Every webpage on your website should have a Pre-Quailfy button pointing to the soft pull credit report form.

2. Embed Hyperlinks On All Of Your Digital Marketing & Social Media Platforms
Are you active in digital marketing or social media? Add a link directing viewers to you soft pull report form on all digital marketing and social media platforms. By adding a hyperlink to your soft pull credit report form, you are able to covert followers or prospective customers into your sales funnel.

3. Mandate Your Sales Team To Use the Soft Pull Link as a Marketing Tool
Everyone on your sales team (and all your staff for that matter) should direct people to the soft pull credit report link. Also, have your staff put it on the signature line of their emails. The soft pull credit report form is responsive/mobile friendly. That means no matter what devise they are using, they can apply for credit on line. It's that Easy!

4. Overcome Customer Objections with a Soft Pull Credit Report
Many times customers will object to having their credit pulled because the think if will hurt their credit by lowering their FICO score. By explaining to customers the benefits of a soft pull credit report, you will be able to overcome these objections and close more transactions.

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• No Set-up Fees
• No Membership Fees
• No Software Access Fees
• No Annual Renewal Fee

Our goal is to provide mortgage lenders, credit unions, banks, small businesses and real estate professionals with simple, and easy to use credit solutions that SAVE you money.

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What Customers Are Saying

I have been in the mortgage business for 20 years and have been really impressed with how much the Soft Pull PreQual solution really works for us..

- Michael B. Chief Credit Officer

This is, bar none, the best credit report solution I have used in years. It really saves money and helps me move clients through the system to approval.

- Corey V. Mortgage Broker/Owner

This is GREAT. I have been looking for a simple way to extend my patients credit for medical services. My staff is able to issue quick approvals. Thank you.

- Barbara G. Physician

Important Notice: This is a B2B - Business to Business website - intended for use by industry professionals only and not intended for the general public or an advertisement to extend credit as defined by section 226.2 of Reg. Z. If you are a borrower or consumer, this site is not intended for your use and you are requested to please exit the site and contact your local professional.